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Yuffie Kisaragi tries to pitch her voice down to give it a husky quality and goes "fufufu, I must confess I am a bit of a succubus," with a futile toss of her short hair and then crickets chirp, fucking no one buys it, she is a hopeless awkward ditz who will never seduce anyone
Vincent Valentine definitely has not fucked and would pass up on any opportunity to fuck (at least with anyone but Lucrecia) because he doesn't want anything to undermine his characteristic gloomy aura
Aerith Gainsborough has fucked eagerly and repeatedly and is exuberantly kinky to the point that none can surpass her power level
Also she would absolutely fuck for money if it could go to buying nicer accommodations for Leaf House and almost certainly has
From the MOG HOUSE minigame in FFVII we can confirm with near certainty, retrospectively, that Mog has fucked.
Setzer Gabbiani probably has like three hundred illegitimate children and takes zero responsibility for any of them.
Cyan Garamonde was like a sword saint but with his dick and with said dick having been placed into permanent early retirement with the death of his wife, all the angels in Heaven weep
Sabin Rene Figaro definitively fucks but it's very much in the vein of the Sacred Band of Thebes where he's like "of course I fuck! how am I supposed to trust the warriors at my side if we don't fuck?" He probably fucked Vargas but Vargas is needy.
FINAL FANTASY VI:
Terra Branford not only has not fucked but is still not entirely clear about how exactly babies are made.